Best Cashback Credit Cards in Singapore 2024

Here is a comprehensive look at Cashback Credit Cards in Singapore 2024! Cashback credit cards are becoming essential tools for wise shoppers trying to stretch their budgets to the limit in today’s financial environment. Your key to finding the best cashback credit cards with attractive advantages and incentives catered to Singapore’s ever-changing market is this guide.

These cards are made to put money back in your pocket with every purchase, regardless of whether you’re a regular traveler, diner, or shopper. Come along as we explore the world of cashback benefits and see how the finest credit cards in Singapore with cashback may improve your financial path till 2024 by changing your purchasing patterns.

Best Cashback Credit Cards in Singapore 2024

1

UOB EVOL Credit Card

Get S$350 Cash Credit from UOB when you are the first 200 new-to-UOB customers who successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 per month, for 2 consecutive months from the card approval date.

Cashback Features:

• 8% cashback on Online and Mobile Contactless spend
• No annual fees when you make 3 transactions per month consecutively for 12 months before your card annual fee charge date
• S$60 cashback cap (capped at S$20 per category: Online, Mobile Contactless and Other spend)
• With min S$600 spend per statement month, otherwise base cashback of 0.3% will be awarded for all spend. Exclusions and T&Cs at uob.com.sg/evoltncs

2

Citi Cash Back+ Mastercard

Get a Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth S$589) or an Apple iPad (9th Gen), 64GB (worth S$508.30) or a Nintendo Switch OLED (worth S$549) or S$300 Cash via PayNow, in as fast as 6 weeks from meeting the S$500 spend criteria!

Cashback Features:

• 1.6% cash back on your eligible spend all year round
• No minimum spend required and no cap on cash back earned
• Cash back earned does not expire
• Redeem your cash back instantly on-the-go
• General exclusions apply, for e.g. annual fees, instalments, bills, payments to educational, governmental, and financial institutions, insurance premiums, and more
• With Citi PayAll, you can earn and accumulate Citi Miles, Citi ThankYou PointsSM or Cash Back quickly when you pay your big-ticket bills such as rent, insurance premiums, education expenses, taxes, utilities and more

3

American Express True Cashback Card

Get S$150 Cash via PayNow or an Apple AirPods 3rd Gen (worth S$ 263.80) when you apply for an American Express True Cashback Card and spend a min. of S$500 in Qualifying Spends within the first month of card approval!

Cashback Features:

• Unlimited & Immediate Cashback – No min spend and no cap on how much you earn. Get your cashback in the same month’s statement.
• 3% Cashback on all eligible purchases, up to $5,000 spend in the first 6 months for new Card Members.
• 1.5% unlimited Cashback on all subsequent eligible purchases with no minimum spending and no earn cap

4

UOB One Card

Get S$350 Cash Credit from UOB when you are the first 200 new-to-UOB customers who successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 per month, for 2 consecutive months from the card approval date.

Cashback Features:

• Up to 10% cashback on McDonald’s (including McDelivery®)
• Up to 10% cashback at Shopee Singapore (excludes ShopeePay)
• Up to 10% cashback at DFI Retail Group (Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven & more)
• Up to 10% cashback at Grab (including GrabFood, excludes Grab mobile wallet top-ups)
• Up to 10% cashback on SimplyGo (bus and train rides)
• Up to 10% cashback on UOB Travel
• Up to 4.33% cashback on Singapore Power utilities bill
• Up to 3.33% cashback on all retail spend (based on S$500, S$1,000 or S$2,000)

5

Standard Chartered Simply Cash Credit Card

Get a Nintendo Switch OLED (worth S$549) or a Hinomi Q1 Ergonomic Chair (worth S$499) or a Apple Watch SE (worth S$382.50) or a Apple AirPods Pro (worth S$365.70) or a ErgoTune Classic Ergonomic Chair (worth S$399) or a Titan V1 Foldable Bike (worth S$399) or up to S$370 Cash via PayNow* when you apply and meet the relevant spend criteria!

Cashback Features:

• 1.5% cashback awarded for all eligible purchases, such as dining, online shopping, local and overseas spend
• Cashback terms and conditions: General exclusions such as bills, payments to educational, financial, and governmental institutions, and GrabPay top up apply

In conclusion, the realm of cashback credit cards in Singapore for 2024 offers unparalleled opportunities for consumers to earn rewards while managing their expenses smartly. By leveraging the best cashback credit cards, you can enjoy the benefits of putting money back in your pocket with every purchase, whether it’s groceries, dining, travel, or everyday essentials. Remember to assess factors such as cashback rates, annual fees, rewards categories, and additional perks when selecting the right card for your spending habits and lifestyle.

With strategic planning and responsible usage, these cards can be valuable tools in maximizing your savings and enhancing your financial well-being in the year 2024 and beyond. Here’s to making every purchase count and unlocking the full potential of cashback rewards!

Do check out our list of Credit Cards in Singapore and have time to check their services.

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