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Here is a special guide to Singapore’s Best Credit Card Promotions for 2024! Keeping abreast of the most recent credit card offers might be crucial to obtaining remarkable perks and savings in the quick-paced world of finance. The most profitable deals, including cashback incentives, travel benefits, dining privileges, and more, are included on our carefully chosen list.
Whether you’re a seasoned credit card user or are just learning about your options, our in-depth guide will help you optimize the value of your spending and make wise selections. Come along as we explore a world of unmatched benefits and learn how the greatest credit card deals in Singapore may improve your financial situation now and in the future, well beyond 2024.
Best Credit Card Promotions in Singapore 2024
UOB One Card
| Cashback on McDonald’s, DFI Retail Group, Grab, Shopee, SP and more | Up to 10% |
| Cashback Cap per quarter | S$500 |
| Min. Spend per month | S$500 |
Get S$350 Cash Credit from UOB when you are the first 200 new-to-UOB customers who successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 per month, for 2 consecutive months from the card approval date.
Promo Features
- Up to 10% cashback on McDonald’s (including McDelivery®)
- Up to 10% cashback at Shopee Singapore (excludes ShopeePay)
- Up to 10% cashback at DFI Retail Group (Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven & more)
- Up to 10% cashback at Grab (including GrabFood, excludes Grab mobile wallet top-ups)
- Up to 10% cashback on SimplyGo (bus and train rides)
- Up to 10% cashback on UOB Travel
Citi Cash Back+ Mastercard
| Cash Back on Eligible Spend | 1.6% |
| Min. Spend per month | 0 |
| Cash Back Cap | Unlimited |
Get a Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth S$589) or an Apple iPad (9th Gen), 64GB (worth S$508.30) or a Nintendo Switch OLED (worth S$549) or S$300 Cash via PayNow, in as fast as 6 weeks from meeting the S$500 spend criteria!
Promo Features
- 1.6% cash back on your eligible spend all year round
- No minimum spend required and no cap on cash back earned
- Cash back earned does not expire
- Earn 0.4% Bonus Cash Back on your eligible spend if you are a Citi Plus customer who is the Primary Account Holder of a Citi Interest Booster Account
- With Citi PayAll, you can earn and accumulate Citi Miles, Citi ThankYou PointsSM or Cash Back quickly when you pay your big-ticket bills such as rent, insurance premiums, education expenses, taxes, utilities and more
CIMB World Mastercard
| Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods) | Up to 2% |
| Min. spend per month to qualify for 2% Cashback | S$1,000 |
| Cash Rebate cap | Unlimited |
Promo Features
- 2% Unlimited Cashback on Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods.
- 1%* Cashback on all other spends.
American Express True Cashback Card
| on up to $5,000 spend in the first 6 months for new Card Members | 3.0% Cashback |
| all subsequent eligible purchases | 1.5% Cashback |
| Cash Back Cap | Unlimited |
Get S$150 Cash via PayNow or an Apple AirPods 3rd Gen (worth S$ 263.80) when you apply for an American Express True Cashback Card and spend a min. of S$500 in Qualifying Spends within the first month of card approval!
Promo Features
- Unlimited & Immediate Cashback – No min spend and no cap on how much you earn. Get your cashback in the same month’s statement.
- 3% Cashback on all eligible purchases, up to $5,000 spend in the first 6 months for new Card Members.
- 1.5% unlimited Cashback on all subsequent eligible purchases with no minimum spending and no earn cap.
Standard Chartered Simply Cash Credit Card
| Cash Back on Eligible spend | Up to 1.5% |
| Min. Spend per month | S$0 |
| Cash Back Cap per month | Unlimited |
Get a Nintendo Switch OLED (worth S$549) or a Hinomi Q1 Ergonomic Chair (worth S$499) or a Apple Watch SE (worth S$382.50) or a Apple AirPods Pro (worth S$365.70) or a ErgoTune Classic Ergonomic Chair (worth S$399) or a Titan V1 Foldable Bike (worth S$399) or up to S$370 Cash via PayNow* when you apply and meet the relevant spend criteria!
Promo Features
- 1.5% cashback awarded for all eligible purchases, such as dining, online shopping, local and overseas spend
- No cashback cap and no minimum spend
Citi PremierMiles Card
| Local Spend | S$1 = 1.2 Miles |
| All Foreign Currency Spend including Retail and Online | S$1 = up to 2 Miles |
| Selected Online Hotel Bookings | S$1 = Up to 10 Miles |
Get a Sony HT-AX7 Portable Theatre System (worth S$769) or an Apple iPad (9th Gen), 64GB (worth S$508.30) or a Nintendo Switch OLED (worth S$549) or S$300 Cash via PayNow, in as fast as 6 weeks from meeting the S$500 spend criteria!
Promo Features
- Earn up to 2 Citi Miles per S$1 on your spend
- Earn up to 10 Citi Miles per S$1 on online travel bookings via Kaligo and Agoda
- Principal Cardholder gets to enjoy 2 complimentary visits every year to over 1,300 airport lounges worldwide.
- With Citi PayAll, you can earn and accumulate Citi Miles, Citi ThankYou PointsSM or Cash Back quickly when you pay your big-ticket bills such as rent, insurance premiums, education expenses, taxes, utilities and more
HSBC Revolution Credit Card
| on Online Spend and Contactless Payments | S$1 = 10X Points |
| on All Other Spend | S$1 = 1X Point |
| for every 10 Points | Earn 4 Miles |
Get a Hinomi Q1 Ergonomic Chair (worth S$499) or a Samsung 27-inch Smart Monitor M5 (worth S$432) an Apple AirPods 3rd Gen + S$50 Cash (worth S$313.80) or a Lenovo Tab M10 Gen 3 (worth S$299.01) when you apply and spend a min. of S$500 from Card Account Opening Date to the end of the following calendar month.
Promo Features
- 10X Reward points (equivalent to 4 miles or 2.5% Cashback) on online purchases and contactless payments.
- 1X Reward point for all other types of spending.
- No min. spend required.
- No annual fee
- Cap of 10,000 rewards points per calendar month on eligible purchases. Other terms apply.
CIMB Visa Signature
| Cash Back on Beauty & Wellness, Online Shopping, Groceries | 10% |
| Min. spend per month to qualify for the 10% Cash Back | S$800 |
| Cash Back Cap per month | S$100 |
Get S$280 Cash via PayNow, in as fast as 2-3 months when you apply and spend a min of S$988.
Promo Features
- Enjoy 10% Cashback on Beauty & Wellness, Online Shopping, Groceries, Pet Shops & Veterniary Services, Cruises
- To qualify for the 10% cashback, you must spend at least S$800, posted in the same statement month.
UOB Absolute Cashback Card
| Cash Back on Eligible Spend | 1.7% |
| Min. Spend per month | S$0 |
| Cash Back Cap | Unlimited |
Enjoy 10% cashback (equivalent to S$100) on the first S$1,000 spend within thirty days and get S$350 Cash Credit from UOB when you successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 per month, for 2 consecutive months from the card approval date.
Promo Features
- Enjoy 1.7% limitless cashback across all your local retail spend including groceries, insurance, as well as big purchases such as home furnishings, electronics and luxury shopping.
- Enjoy 1.7% limitless cashback across all your overseas spend.
- Enjoy 0.3% limitless cashback on generally excluded spend such as Grab mobile wallet top-up, school fees, healthcare and government services.
- No minimum spend and no spend exclusions (“No spend exclusions” does not include NETS transactions made with the UOB Absolute Cashback Card)
HSBC TravelOne Card
| on Local Spend | S$1 = 1.2 miles |
| on Foreign Currency Spend | S$1 = 2.4 Miles |
| Travel Insurance coverage, Airport Lounge visits | Complimentary |
Get a Hinomi Q1 Ergonomic Chair (worth S$499) or a Samsung 27-inch Smart Monitor M5 (worth S$432) an Apple AirPods 3rd Gen + S$50 Cash (worth S$313.80) or a Lenovo Tab M10 Gen 3 (worth S$299.01) when you apply and spend a min. of S$500 from Card Account Opening Date to the end of the following calendar month.
Key Features
- Instant reward redemption with an extensive selection of airline and hotel partners via HSBC Singapore mobile app
- Accelerated earn rate: up to 2.4 miles for your spending
- Travel privileges: Complimentary travel insurance coverage (including COVID-19), 4 x complimentary airport lounge visits for primary cardholders and more
- Split flexibly: Split your purchases across a range of flexible tenors that suits your needs with HSBC Instalment Plans
- Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 worldwide 1-for-1 deals on dining, lifestyle and travel.
In conclusion, a mouthwatering range of advantages and incentives are available in Singapore’s credit card promos for 2024. This guide has offered helpful insights into the greatest deals, whether you’re looking for special dining privileges, vacation benefits, or cashback incentives.
To maximize these incentives, keep in mind to balance the rewards against your living requirements and spending patterns as you traverse your financial path. In 2024 and beyond, take advantage of the benefits that the greatest credit card deals in Singapore have to offer by remaining knowledgeable and astute. Cheers to a year full of wise spending and financial strength!
Do check out our list of Best Personal Loans with Low Interest Rates in Singapore for 2024 and have time to check their services.
Frequently Asked Questions
FAQs
How do I find the best credit card promotions in Singapore for 2024?
What types of promotions can I expect from credit cards in Singapore in 2024?
Are there any specific eligibility criteria for availing credit card promotions?
How long do credit card promotions typically last in Singapore?
Can I combine multiple credit card promotions for greater benefits?
What should I consider before applying for a credit card based on promotions?
How can I stay updated on the latest credit card promotions in Singapore?
Are there any hidden terms or fees associated with credit card promotions?
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