The Finest Travel Insurance in Singapore

Depending on your needs, we’ve put up a list of travel insurance providers that are presently offering a variety of products. Continue reading for a comparison that may be helpful for your upcoming international trip.

1

AXA Wanderlust

Different degrees of coverage are available by AXA SmartTraveller’s two plans, the Essential or Comprehensive Plan. The Comprehensive plan provides up to S$150,000 COVID-19 in coverage, whereas the Essential plan only provides up to S$75,000 in case you require medical attention abroad. The Complete plan also includes a hospitalization benefit of up to S$2,000.

If you are confined abroad owing to the pandemic, AXA will provide you with a daily allowance of S$50 and coverage up to S$700. In case you require them, there are also emergency medical evacuation and repatriation services available. You won’t be required to pay the whole sum in the event that your trip is postponed or cancelled. This travel insurance guards you against a range of delays and cancellations, including being identified as having COVID-19 or isolating yourself as a potential COVID-19 patient.

2

FWD Travel Insurance

FWD is a cost-effective solution if you’re already on the fence about the cost of all the antigen tests you’ll need to obtain before and after your trip because their travel insurance premiums are some of the least priced in Singapore.

The plan reimburses some of your travel-related expenses if you receive a Covid-19 diagnosis fewer than 30 days before your scheduled departure date or are required to change your travel plans because of an overseas Covid-19 restriction.

You may qualify for tax savings on medical expenditures and a hospital cash benefit if you travel abroad or need to be hospitalized for up to 14 days in Singapore. Despite having very little coverage, the cost is relatively affordable. Get this if you can’t afford anything else.

3

Allianz Travel Insurance

With a $1 million in coverage, the Allianz Travel Insurance offers the most extensive COVID-19 medical coverage. Additionally, it offers a special perk: if you’re admitted to a hospital as an inpatient, you can choose to have payments advanced (subject to availability or approval).

The absence of a global hospital cash payment and quarantine allowance coverage, however, deducts points. Choose this option if you want a single policy without needing to put on a COVID-19 addon.

4

Sompo Singapore

For a maximum of 45 days from the first day, which is the day you initially seek treatment or when your benefits limit is first met, whichever occurs first, travel expenses to and from hospitals may be claimed.

This plan allows you a lot of flexibility when it comes to changing your travel itinerary, but it isn’t nearly as flexible when it comes to receiving medical care. If you are younger than 55, have no underlying health issues, and have had your shots, it’s probably preferred.

5

Singlife Travel Insurance

Singlife offers three distinct kinds of travel insurance: Lite, Plus, and Prestige. Only the top two categories of coverage for vital medical evacuation and repatriation are limitless if you choose the COVID-19 certification.

For subscribers of the Prestige plan and the Premium plan, respectively, the insurance offers international quarantine benefits of up to S$100 per day and S$2,000 per year. The daily allowance under the Plus plan is S$50, with a cap of S$1,000. This coverage does not apply to the Lite policy.

The Prestige plan will pay up to S$2,000 for any trip cancellation, delay, or interruption; the Plus plan will pay up to S$1,500, and the Lite program will pay up to S$500.

6

AIG Travel Guard

If you contract Covid-19 in Singapore, your insurance will pay for your travel costs if you have to cancel or postpone your vacation as a result of the disease. You are given a quarantine allowance in addition to medical coverage.

There are a few benefits that are missing from this list, including a daily hospital cash benefit, an early return home date, and trip interruption due to quarantine or other government changing policies, despite the fact that this list of benefits is good compared to what the competition has to offer.

7

NTUC Income travel insurance

If you contract Covid-19 abroad, NTUC Income will cover up to $150,000 in medical expenditures as well as up to $150,000 in evacuation or repatriation costs. The initial 90 days of your journey are covered by this coverage.

They recently improved their Covid-19 coverage to allow claims for trip cancellations and postponements as a result of you (or your travel partner) receiving a Covid-19 diagnosis or receiving a government-issued order of isolation.