The Finest Travel Insurance in Singapore

The Finest Travel Insurance in Singapore

Explore the exciting world of travel insurance in Singapore, where the comfort of safety is combined with the thrill of discovery. We explore the variety of travel insurance choices that are suited to the changing requirements of every explorer in this enlightening guide. Come along as we reveal the must-haves to guarantee safe and pleasurable journeys, from all-inclusive coverage to special considerations for individual travel preferences. Welcome to the world of travel insurance in Singapore, where thoughtfully designed protection brings comfort on every trip.

Best Travel Insurance in Singapore


AXA Wanderlust

The Finest Travel Insurance in Singapore
AXA Wanderlust – Travel Insurance Singapore
ServicesTravel Insurance for:
Medical Expenses Coverage
Overseas Hospitalisation Allowance
24-Hour Emergency Travel-Related Assistance
Travel Inconveniences
Natural Disaster Benefit
Adventure Cover
Covers you if you are injured whilst participating in adventurous activities for leisure purposes during
COVID-19 extension
Contact Details+65 6880 4888
Address8 Shenton Way, #24-01 AXA Tower, Singapore 068811

Different degrees of coverage are available through AXA SmartTraveller’s two plans, the Essential or Comprehensive Plan. The Comprehensive plan provides up to S$150,000 for COVID-19 coverage, whereas the Essential plan only provides up to S$75,000 in case you require medical attention abroad. The Complete plan also includes a hospitalization benefit of up to S$2,000.

If you are confined abroad owing to the pandemic, AXA will provide you with a daily allowance of S$50 and coverage up to S$700. In case you require them, there are also emergency medical evacuation and repatriation services available. You won’t be required to pay the whole sum in the event that your trip is postponed or canceled. This travel insurance guards you against a range of delays and cancellations, including being identified as having COVID-19 or isolating yourself as a potential COVID-19 patient.


  • Covid-19 extension: Overseas medical expenses
  • Overseas hospitalization allowance
  • Emergency medical evacuation and/or repatriation
  • Pre-departure trip cancellation or postponement
  • Trip curtailment or rearrangement losses
Customer Reviews

They answered calls very fast, which was good. They addressed my questions. – Jason Liu


FWD Travel Insurance

The Finest Travel Insurance in Singapore
FWD Travel Insurance – Travel Insurance Singapore
ServicesTravel Insurance for:
Comprehensive COVID-19 coverage
Sports equipment protector
Pet care
Home contents cover
Car rental excess
Contact Details+65 6820 8888
Address6 Temasek Boulevard, #18-01 Suntec Tower Four Singapore 038986

FWD is a cost-effective solution if you’re already on the fence about the cost of all the antigen tests you’ll need to obtain before and after your trip because their travel insurance premiums are some of the least priced in Singapore.

The plan reimburses some of your travel-related expenses if you receive a Covid-19 diagnosis fewer than 30 days before your scheduled departure date or are required to change your travel plans because of an overseas Covid-19 restriction.

You may qualify for tax savings on medical expenditures and a hospital cash benefit if you travel abroad or need to be hospitalized for up to 14 days in Singapore. Despite having very little coverage, the cost is relatively affordable. Get this if you can’t afford anything else.


  • COVID-19 Enhanced Travel Benefits
  • Keeps you financially protected 
  • Insurance up to 180 days before your scheduled trip
Customer Reviews

FWD insurance is 1 of the best insurance I ever encountered; mainly for quick, smooth, and straightforward claim requirements and payback soonest too! – Lewis Liew


Allianz Travel Insurance

The Finest Travel Insurance in Singapore
Allianz Travel Insurance – Travel Insurance Singapore
ServicesTravel Insurance Catered to Different Needs
Contact Details+65 6327 2215
Address79 Robinson Road #09-01. Singapore 068897

With $1 million in coverage, Allianz Travel Insurance offers the most extensive COVID-19 medical coverage. Additionally, it offers a special perk: if you’re admitted to a hospital as an inpatient, you can choose to have payments advanced (subject to availability or approval).

The absence of a global hospital cash payment and quarantine allowance coverage, however, deducts points. Choose this option if you want a single policy without needing to put on a COVID-19 addon.


  • Identify the closest hospitals & arrange and pay for transport
  • Advance payment for in-patient services, where accepted
  • Provision of a medical escort if needed, subject to availability
  • Arrange payment to return home
Customer Reviews

Good company, reputable. – Bryan

Finest Travel Insurance in Singapore

Sompo Singapore

The Finest Travel Insurance in Singapore
Sompo Singapore – Travel Insurance Singapore
ServicesTravel Insurance for: Travel safely and smartly with COVID-19 coverage
Contact Details+65 6461 6555
Address50 Raffles Place, #03-03 Singapore Land Tower, Singapore 048623

For a maximum of 45 days from the first day, which is the day you initially seek treatment or when your benefits limit is first met, whichever occurs first, travel expenses to and from hospitals may be claimed.

This plan allows you a lot of flexibility when it comes to changing your travel itinerary, but it isn’t nearly as flexible when it comes to receiving medical care. If you are younger than 55, have no underlying health issues, and have had your shots, it’s probably preferred.


  • Takes care of the essential coverage you need
  • Protection against hefty overseas medical expenses
  • Benefits such as personal accident, medical expenses overseas, travel delay, loss of personal belongings
Customer Reviews

I have a Sompo personal accident for my family. I made a claim via the apps, submit the docs via apps too, and 2 weeks later I got a cheque. Very quick and efficient. Thank you Sompo! – G Wijaya


Singlife Travel Insurance

The Finest Travel Insurance in Singapore
Singlife Travel Insurance – Travel Insurance Singapore
ServicesTravel Insurance for:
Single trip insurance
Annual multi-trip insurance
Contact Details+65 6460 9391
Address4 Shenton Way, SGX Centre 2 01-01, Singapore 068807

Singlife offers three distinct kinds of travel insurance: Lite, Plus, and Prestige. Only the top two categories of coverage for vital medical evacuation and repatriation are limitless if you choose the COVID-19 certification.

For subscribers of the Prestige plan and the Premium plan, respectively, the insurance offers international quarantine benefits of up to S$100 per day and S$2,000 per year. The daily allowance under the Plus plan is S$50, with a cap of S$1,000. This coverage does not apply to the Lite policy.

The Prestige plan will pay up to S$2,000 for any trip cancellation, delay, or interruption; the Plus plan will pay up to S$1,500, and the Lite program will pay up to S$500.


  • 24/7 Emergency travel assistance
  • Loss of frequent flyers points
  • Rental vehicle excess
  • Loss of baggage
  • Accidental death & disability5
  • Overseas medical expenses
  • Personal liability
  • Trip interruption – Change of trip itinerary
Customer Reviews

Being an AVIVA Customer, claims is not a hassle, they have a multitude of advisors willing to help with all issues that you have. – Jia Mun Poh


AIG Travel Guard

The Finest Travel Insurance in Singapore
AIG Travel Guard – Travel Insurance Singapore
ServicesTravel Insurance for:
Overseas medical expenses and emergency medical evacuation
Pre-trip cancellation
Loss of personal belongings
Baggage delay
Contact DetailsContact Form
Address78 Shenton Way, Level 1 Singapore 079120

If you contract Covid-19 in Singapore, your insurance will pay for your travel costs if you have to cancel or postpone your vacation as a result of the disease. You are given a quarantine allowance in addition to medical coverage.

There are a few benefits that are missing from this list, including a daily hospital cash benefit, an early return home date, and trip interruption due to quarantine or other government changing policies, despite the fact that this list of benefits is good compared to what the competition has to offer.


  • Alteration of your trip
  • Early return home
  • Out-of-country COVID-19 diagnosis quarantine allowance
Customer Reviews

I’ve been with AIG for many years and the auto-renewal process is a breeze! Thankfully haven’t had the chance to “enjoy” the claims but have heard great things from my friends. – Yong Hou Tan


NTUC Income travel insurance

The Finest Travel Insurance in Singapore
NTUC Income Travel Insurance – Travel Insurance Singapore
ServicesTravel insurance provider
Premium with COVID-19 coverage
Medical expenses due to COVID-19 coverage
Overseas hospital cash due to COVID-19
Overseas quarantine allowance due to COVID-19
Travel cancellation
Contact Details+65 6788 1777
Contact Form

If you contract Covid-19 abroad, NTUC Income will cover up to $150,000 in medical expenditures as well as up to $150,000 in evacuation or repatriation costs. The initial 90 days of your journey are covered by this coverage.

They recently improved their Covid-19 coverage to allow claims for trip cancellations and postponements as a result of you (or your travel partner) receiving a Covid-19 diagnosis or receiving a government-issued order of isolation.


  • Covers pre-existing conditions
  • Provides COVID-19 hospitalization and evacuation coverage for certain countries
Customer Reviews

An insurance company that looks out for the interests of its policyholders. Between NTUC, AIG, Pru, and Aviva; NTUC delivers better service and deals more fairly by a long long way. – Benjamin Lu

As we conclude our expedition through the diverse landscape of Travel Insurance in Singapore, you’re now equipped with the knowledge to make informed choices for your journeys. From comprehensive coverage to tailored policies, the path to secure and carefree travels lies ahead. Thank you for joining us on this exploration of safeguarding adventures. May your future travels be filled with exciting discoveries and the assurance that comes with a well-insured voyage. Farewell from the realm of Travel Insurance in Singapore—where every adventure is shielded, and every destination is embraced with confidence. Safe travels!

Do check out our list of Home Insurance to have a peaceful night’s sleep.

Frequently Asked Questions


What is travel insurance?

It’s a contract or agreement with an insurer that secures financial support in the event of certain losses, illnesses, accidents, damage, interruptions, and other occurrences while you’re travelling.
Simply put, it gives you protection from unforeseen events whether you’re travelling locally or internationally.

How does Travel Insurance work?

It operates by charging a charge to purchase a policy, much like traditional insurance. In essence, the policy is a contract that specifies the kinds of reimbursements or refunds that your insurance will cover.

What does Travel Insurance Cover?

Travel insurance can reimburse you for the following expenses:
Cancelled trips
Medical emergencies
Lost baggage
Emergency Evacuation
Legal costs (for unexpected incidents you didn’t cause)
Protection of property (gear and possessions) and more.

Why do I need travel insurance in Singapore?

Understand the importance of travel insurance and how it provides essential coverage and peace of mind for your journeys.

What does travel insurance in Singapore typically cover?

Explore the comprehensive coverage options provided by travel insurance, including medical emergencies, trip cancellations, and more.

How do I choose the right travel insurance plan for my trip?

Get insights into the factors to consider when selecting a travel insurance plan that aligns with the specific needs of your travel itinerary.

Are there specific considerations for adventure or extreme sports coverage?

Learn about specialized coverage options for adventure enthusiasts, ensuring comprehensive protection for activities like skiing, scuba diving, and more.

What factors influence the cost of travel insurance premiums in Singapore?

Understand the variables that affect the cost of travel insurance premiums, allowing you to budget effectively for your coverage.

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