Looking for the best car insurance in Singapore? Check out our top selected companies.
Services | Value for Money, Third party only, Third party, fire and theft only, comprehensive |
Price Range | From S$854.17 |
Contact Details | +65 6714 3369 customerservice@allianz.com.sg |
Address | 79 Robinson Road #09-01 Singapore 068897 |
Website | https://www.allianz.sg/ |
Cheap premiums do not usually imply a reduction in coverage. Not only does Allianz Motor Protect provide a lifetime warranty on repairs to ensure that the work done on your car is done correctly, but they also provide a complimentary courtesy car for every day your car is in the shop for repairs, up to ten days per accident or breakdown. These advantages, however, are only available to subscribers of their complete plan.
Services | Getting 50% NCD for life and overseas coverage |
Price Range | From S$918.68 |
Contact Details | +65 6820 8888 contact.sg@fwd.com |
Address | 6 Temasek Blvd, 18-01, Suntec Tower 4, Singapore 038986 |
Website | https://www.fwd.com.sg/ |
FWD makes a concerted effort to be exceptionally user-friendly as a wholly digital insurer. You can get an estimate and purchase your vehicle insurance plan on their website in just a few minutes. FWD is also the only insurer that offers a lifetime 50% NCD, rewarding all drivers who drive safely. You can keep your 50% No Claim Discount as long as you renew with FWD after your No Claim Discount reaches 50%.
Services | Two comprehensive car insurance plans: MotorMax and MotorMax Plus |
Price Range | From S$825.24 |
Contact Details | +65 6827 7602 communications@msig-asia.com |
Address | 4 Shenton Way, #21-01, Singapore 068807 |
Website | https://www.msig.com.sg/ |
MSIG is one of Singapore’s oldest vehicle insurance firms, with a well-established network of over 30 authorized workshop locations. This service would appeal to more conservative, brand-conscious drivers. We like that MSIG offers a car loan protection benefit in addition to having a good reputation. MSIG will pay off the loan if the automobile owner dies, so the surviving family does not have to worry about the debt. Given the high cost of automobiles in Singapore, this function is a must-have.
Services | Car Protect360 |
Price Range | From S$1,336.15 |
Contact Details | +65 6702 0202 service@hlas.com.sg |
Address | 11 Keppel Road #11-01 ABI Plaza Singapore 089057 |
Website | https://www.hlas.com.sg/ |
HLAS Car Protect360 gives you the option of sending your vehicle to your preferred car shop or one of HLAS’ 20+ high-quality shops. Repairs performed at an HLAS-approved workshop will result in lower excess premiums, as well as the assurance of genuine manufacturer’s parts and a complete nine-month repair warranty. If your automobile repairs take three days or longer, HLAS car insurance includes a daily transportation payment of S$50 per day, up to a maximum of S$1,000. In the case that your automobile breaks down, they also offer roadside assistance 24 hours a day, 7 days a week.

Services | Promotional rates and young drivers |
Price Range | From S$1,057.54 |
Contact Details | +65 6827 9933 singlifeonline_ITHelpdesk@singlife.com |
Address | 4 Shenton Way, SGX Centre 2 #01-01, Singapore 068807 |
Website | https://singlife.com/en |
Young and inexperienced drivers are insured by car insurance companies, but they pay a far higher excess (the amount you pay out of pocket for repairs) if they are involved in an accident. This may be off-putting to young drivers and those who have recently obtained their driver’s license. Singlife with Aviva is one of the more forgiving insurers when it comes to young driver coverage, which is why we highlight it. While most insurers consider anyone under the age of 27 to be in this high-risk group, Singlife with Aviva considers anyone beyond the age of 24 to be in this group.
Services | Emergency assistance team and free NCD protector, Comprehensive car insurance, NTUC Income Drivo Classic, and Premium plans |
Price Range | From S$1,004.13 |
Contact Details | +65 6788 1777 ithelpdesk@income.com.sg |
Address | 53 Ang Mo Kio Ave 3, #03-18/19 AMK Hub Singapore 569933 |
Website | https://www.income.com.sg/ |
For good reason, NTUC Income is one of Singapore’s most popular vehicle insurance providers. Orange Force, the company’s emergency support team, is well-known for arriving at the site of an accident to arrange for medical treatment and vehicle removal, as well as assisting you with your insurance claim. This is a huge selling factor for drivers who don’t know where to start after an accident. We recommend NTUC Income to drivers who would benefit from this type of assistance, especially if they are worried about the accident.
Services | Protection from collision-related accidents, Car Insurance Collision-Only and Car Insurance Complete |
Price Range | From S$1,024.07 |
Contact Details | +65 6419 3000 |
Address | 78 Shenton Way, #09-16 AIG Building, Singapore 079120 |
Website | https://www.aig.sg/personal |
AIG is one of the most well-known insurance firms in the world, as well as Singapore’s preferred car insurer. The Collision-Only plan covers only collision-related accidents, such as collisions with other vehicles, hit-and-run damages, and fire protection (if your car catches fire as a result of a collision with another vehicle). The plan also includes up to S$5,000,000 in coverage for third-party property damage and unlimited coverage for third-party death or injury.
Services | Young drivers and demerit-free drivers |
Price Range | From S$1,161.34 |
Contact Details | +65 6887 8777 customer.service@etiqa.com.sg |
Address | One Raffles Quay, #22-01 North Tower, Singapore 048583 |
Website | https://www.etiqa.com.sg/ |
Because Etiqa (formerly known as Tiq) is a digital insurer, you can expect a quick and straightforward purchasing process. They’ve even simplified the claims process. Simply submit your up to S$5,000 repair claim online (only for ‘own damage’ claims), and Etiqa will validate and pay it out in as little as 30 minutes. Etiqa also offers customizable excess for the named driver, depending on how much you’re ready to pay in excess. This allows you to get better pricing.
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